House Insurance Quotes - Average Home Insurance Premiums

Just to ensure that you are getting the right or average premium rates on your house insurance quotes, here is a guide of insurance rates per region. As you may already know homeowner insurance rates depend on where you live. Where your house is located plays a significant role in the premium cost of your house insurance. There are geographical factors which are beyond our control and therefore these locations are tagged as high-risk areas.
In the Western part of the United States, insurance premiums are extremely varied. The state that has the highest insurance rate is California ($937) ranking number 7 in the nation. This is plainly attributable to the high cost of living in the area and environmental factors such as floods, fires and earthquakes which almost always hit this state. The second state that has the highest premium rate and is ranked number 15 across the USA is the state of Alaska ($850). Colorado is 16th with $813 for the average premium rate. Hawaii offers $776 which is at rank 20 which is followed in rank by North Dakota offering at an average of $742. Going down rank 29 is Nevada ($693) then at number 32 is Montana ($666). Wyoming($648) is down at rank 36. Meanwhile, Arizona ($640) is at rank 38 followed by New Mexico ($638) at number 39. The last five states which are at ranks 41st, 42nd, 46th, 47th and 49th are South Dakota ($628), Washington ($603), Oregon ($502), Utah (494), and Idaho ($477).